Thinking About Retirement? How Inflation Can Affect Retirement Planning
With inflation, the cost of goods and services increase over a period of time, meaning that you’ll need more retirement income in order to pay for the same lifestyle.
Thinking About Retirement? 4 Tips to Avoid Outliving Your Assets
The odds are that you’ll live a long time after retiring. That’s the good news. The bad news is that you’ll need sufficient assets to provide retirement income over a potentially long period of time. The alternative is to risk outliving your retirement income.
What Are Annuities and How Do They Work?
Annuities were developed to ensure that in exchange for a single large deposit an individual or family would receive annual payments for the rest of their lives…
Thinking About Retirement?
Being prepared for retirement, emotionally and financially, provides a solid foundation for whatever your dreams entail. We’re here to provide the resources and experience to guide you to a safer retirement. Download our retirement preparation booklet to learn more.
Long Term Care Planning - Even “Too Little Too Late” Can Be Enough
Are you one of the millions of adults who have let estate planning fall to the bottom your to do list for years? Does wondering about how you’ll pay for long term care nag at the back of your mind? Has life thrown some curve balls that smacked the life out of your retirement savings?
Sometimes it feels like it’s just too late or too hard to rescue your retirement dreams, but take a minute to remember all the times you’ve been knocked down yet found a way to get back on your feet.
Inflation Shock? Here Are Some Tips For Improving Your Retirement Income
During the current high inflation, many of us are rethinking our retirement plans and wondering if we’ll outlive our savings. If you’re still working and saving for retirement, it’s not too late to make some changes to account for higher inflation. If you find yourself in a bind with an unexpected expense or a view of the end of your retirement income, you may be able to recoup some funds.
The Power of Zero: How Indexed Life and Annuity Policies Protect Your Investment
A basic principle of investing is diversification - spreading your money over a range of different types of investments so that a single catastrophic event is less likely to drain all your hard-won savings. How you diversify depends on a number of factors starting with your comfort with risk and how soon you need to withdraw from your investments.
Keep Track of These Documents In Case of Emergency
When an accident or illness turns your life upside down, knowing where to find critical documents can help ease the stress. The key is to locate and organize these documents ahead of time so you or your loved ones can easily find them.
While there are a number of documents important to have on hand in an emergency, in this case we are focusing on documents that will help pay for care, grant access to medical or financial information, help your loved ones understand your wishes or appoint someone to make medical or financial decisions.
Are Annuities A Good Investment?
When investing for retirement, knowing what tools you have gives you the power to choose the right financial tool for your goals. Should annuities be one of the tools you choose? Let’s compare annuities to the some of the major retirement investment tools.
Retirement Safety Zone: Conversations with Sivea Key and Matthew Jackson
Our guest today is Matthew Jackson, President of Solid Wealth Advisors. He has appeared in Forbes Magazine, Fortune, in Money Magazine and U.S. News and World Report. He's also a bestselling author of The Retirement Dream Maker.
What is a Daily Money Manager?
Want to learn more about how a Daily Money Manager could help you or a loved one? Reach out to Noreen Flood. Have other questions about managing income in retirement? We'd love to talk to you about your unique circumstances.
What Does Long Term Care Insurance Cost? How Benefit Choices Change Policy Cost
Once you decide what kind of insurance will work best for you and your family, it’s time to choose the benefits that meet your goals but fit your budget. Age and health determine which policies you can qualify for. Keep options open and cost down by purchasing a policy while you are younger and healthier.
How To Have Difficult Conversations About Money, Long Term Care Planning, and More
The holiday season is stressful enough on its own. When getting together for the holidays means having hard conversations, that stress multiplies. We’ve learned a lot from Difficult Conversations: How to Discuss What Matters Most by Douglas Stone, Bruce Patton, and Sheila Heen about how to have those stressful conversations, and we’re excited to share our favorite tips.
Which Documents Do I Need If My Loved One Needs Care?
#9 Tip: Locate Important Documents. Find the documents that will help caregivers respect patient wishes, authorize a medical or financial decision-maker, and help pay the bills.
What To Do When Long Term Care Insurance Alone Isn’t Enough
Last week, we looked at a single woman who wanted to be able to decide when and where she received long term care. For her, traditional long term care insurance was the best answer. Not everyone’s goals are the same. Maybe your situation is more like Art and Maria’s. Art and Maria have saved for retirement diligently throughout their working years. Their plan…
What Does Long Term Care Insurance Cover?
You have choices about what type of insurance to buy to protect yourself and your family from the costs of caregiving. Different types of plans cover long term care in different ways…
When to Buy Long Term Care Insurance
Start early for better, more affordable protection.
Long term care is expensive - even when it’s free. It can cost in dollars or in the wellbeing of the caregiver. Long term care insurance can help protect your savings and the loved ones that care for you. So how do you decide when to buy it?
How Do Your Retirement Savings Compare?
Having a retirement savings account seems like a no brainer but how much are people actually saving? To get an idea of how you are doing, compare your retirement fund with…