The 3 Biggest Myths About Long Term Care Insurance
Transcript
Hi, I'm Sivea Key, the long-term care lady. And today I'm going to set the record straight on the top three myths about long-term care. For many people, believing these myths has stopped them from making a plan to deal with the high costs of long-term care services. It can cost as much as a house. Learn the truth behind these myths, and don't make these common mistakes.
First, take a moment to imagine yourself 20 years from now. Think about doing something that you love. Now, imagine what you look like. If you're like most people, you're imagining yourself exactly the way you are today. But according to a report from the US Department of Health and Human Services after age 65, two out of three of us will need long-term care. Two people out of three.
And next myth that we're going to talk about is that long-term care insurance is expensive. The truth is you can buy an expensive plan. And if your someone who has a lot of investments and a lot of assets, that may be the right choice for you. If you're like most people you're looking for something affordable. With the help of an experienced long-term care professional, most people can find a plan that fits their budget.
The third myth we're going to uncover today is, that long-term care insurance isn't worth it. Some people believe that the claims aren't paid. In fact, of all the long-term care claims made and filed, over 98% have been paid, and most within 30 days. Some people believe that long-term care insurance only covers nursing homes. And they want to stay at home. Well, these days, most plans are comprehensive. That means that they cover you at home. They cover you in a community setting, and of course they cover you in nursing care.
Do you want to learn more? Do you want to know how to help protect your hard won retirement savings? Do you want to protect your loved ones from the worry and the burden of being a caregiver? That's why I wrote the longterm care blueprint. It's for people like you. Download your free copy. And get started on your plan for how you're going to deal with the high cost of long-term care services.
What’s Next?
Now that you know the truth about long term care insurance, the next step is to make a plan to protect your family and your savings from the high costs of caregiving.
Take advantage of my years of training and experience in helping people like you create a plan designed just for you.
Schedule a complementary one-on-one consultation call to see how we can best safeguard your future.
