What Does Long Term Care Insurance Cost? How Benefit Choices Change Policy Cost
Once you decide what kind of insurance will work best for you and your family, it’s time to choose the benefits that meet your goals but fit your budget. Age and health determine which policies you can qualify for. Keep options open and cost down by purchasing a policy while you are younger and healthier.
What To Do If You Don’t Qualify For Long Term Care Insurance
In the first 3 installments of this series on the cost of long term care insurance we looked at folks who were able to qualify for a policy. However, long term care insurance can be difficult to qualify for - chances are we all know someone who would not be able to buy a long term care insurance.
What To Do When Long Term Care Insurance Alone Isn’t Enough
Last week, we looked at a single woman who wanted to be able to decide when and where she received long term care. For her, traditional long term care insurance was the best answer. Not everyone’s goals are the same. Maybe your situation is more like Art and Maria’s. Art and Maria have saved for retirement diligently throughout their working years. Their plan…
What Do You Want From Your Long Term Care Insurance Policy?
The first step in determining the price of long term insurance is to figure out what you want the policy to do for you. Meet Karen. Karen is looking forward to retiring in about 7 years when she turns 65. She lives alone in the neighborhood where she raised her family.
How Much Does Long Term Care Insurance Cost?
How Much Does Long Term Care Insurance Cost? The short answer is, “It depends.” In this blog series, you’ll learn about what affects the premium price of long term care insurance and what impacts those factors make on the benefits. The first step…